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Purchasing patterns on unpredictable incomes

Niti Bhan does a lot of work in the Bottom of Pyramid (BOP) market segment. She's got tremendous insights into these markets. Her blog Perspective, is a place to keep track of her thoughts and ideas. A recent post on Perspective is on how to position a product or a service in a segment where income levels are irregular or unpredictable or both. She cites 4 strategies:

Such insights can be invaluable for those trying to offer credit or position new products or services such as new mobile services and plans.

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